On Your Side: Get financially fit in 2025 [Video]

SPRINGFIELD, Mo. (KY3) – You know many, maybe you included, make New Year’s resolutions for fitness goals.

But what about getting financially fit? Here are three things you can do to get your checkbook in shape.

Check your credit report:

First, assess the situation. Head to AnnualCreditReport.com. Review the lenders and the debt amounts.

Make sure there are no surprises. If there’s something on there you don’t agree with, file a dispute.

Build a $500 savings account:

This will cover a small unexpected car or appliance repair.

Tackle debt in the new year:

Consider a side hustle to knock this out. There are two schools of thought here. Avalanche method: Pay off the bill with the highest interest first. That way, in the long run, you’ll pay less in interest.

Or option two, forget interest rates. Snowball method: Pay the smallest bill first. Once that’s paid off, you can apply more to your next smallest bill, creating a snowball.

“You just …