Money Saving Monday: The most popular New Year’s resolution in 2025 [Video]

In 2025, the most popular New Year’s resolution is to save more money, according to a poll from Statista. However, most New Year’s resolutions fail by the end of the second week in January. While the obvious conclusion is make a budget, it can be overwhelming for some trying to sift through all the online suggestions. Denver7 spoke with a credible source — Janelle Herrera from On Tap Credit Union — about some easy ways to set you up for success. She breaks it down into four steps.

1. Figure out your income. This should include any side hustles or additional ways you make money.
2. Track your expenses. Herrera suggests your essentials like food, housing and other bills make up 50% to 60% of your expenses. You should also include any money you put toward investments and savings, such as a 401K.
3. Set aside money for fun. Herrera said, this should be roughly …